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Dental Insurance
Although dental insurance plans help lower your out-of-pocket costs for dental expenses, finding a dentist that takes insurance and understanding your benefits can be time-consuming and confusing. For example, you may pay a different price for a service than another person with the same insurance provider based on the particular benefits negotiated by your employer. Regardless of the type of coverage, you are ultimately responsible for the total cost of any services not covered by insurance.
How Do I Know Which Dentist Takes My Insurance?
We get a number of calls from prospective patients asking, “How do I find a dentist near me who accepts my insurance?” The staff of Baystate Dental of Westfield is happy to help to help you find a dentist in Westfield by insurance. Whether you need a dentist that accepts PPO insurance or a dentist that accepts HMO insurance, we are a preferred provider with a number of popular dental insurance plans. Contact us by calling (413) 306-4178 to find out more about the dental plans that we accept.
Can You Tell Me How to Use My Dental Insurance With a Dentist in Westfield?
Our staff can answer basic questions, such as, “Is there a dentist near me who accepts my insurance?” and help you find a dentist in Westfield by insurance. Detailed questions about your benefits are best answered by your insurance provider. Before scheduling an appointment, you should educate yourself regarding your benefits by asking your provider the following questions:
- Does my plan have an annual maximum benefit?
- How do I use my plan benefits?
- How much is my co-pay for each visit?
- Can I keep my current dentist?
- Am I limited to a certain number of visits per year?
- Is there a waiting period before I receive my full benefits?
- Do services have to be pre-authorized?
- Are Invisalign® and other teeth straightening options covered?
- Are dentures and dental implants covered?
- Are braces covered?
- Are services by oral surgeons and other specialists covered?
- How do I use my benefits if I need emergency dental care while traveling?
It is also important to understand the differences between PPO and HMO dental plans. PPO plans tend to give you a wider range of choices when choosing a dentist, but they usually have higher premiums and require co-pays for each visit. HMO plans may be more economical, but your provider choices may be limited.
Making the Most of Your Dental Insurance Benefits
It is important to find a dentist who will work closely with you and your insurance carrier to ensure that you make the most of your benefits while keeping your out-of-pocket expenses to a minimum. At Baystate Dental of Westfield, we can help you understand your benefits by keeping you informed of your treatment options. In addition to accepting a wide range of insurance plans, we strive to keep our prices affordable and offer flexible financing plans to make any out-of-pocket expenses as manageable as possible. Contact us today for more information or to schedule an appointment.
Insurances We Accept
- Aetna
- Ameritas
- Anthem (BCBS)
- Assurant
- Blue Cross & Blue Shield
- Cigna
- Connection Dental
- Delta DPO
- Delta Dental Premier®
- Delta PPO
- Dentaquest
- Dentemax
- Guardian
- Humana
- Lincoln Financial
- Medicare Advantage (Seniors 65+)
- Metlife
- Principal
- TriCare (Military)
- UMR
- United Concordia
- United Healthcare
CareCredit
CareCredit is a healthcare credit card designed for your health and wellness needs. Pay for the costs of many treatments and procedures through convenient monthly payments.
