Insurance & Financing

Insurance & Financing

At Baystate Dental, we understand how often patients hesitate to visit their dentists because they fear long, detailed medical bills. This is why we partnered with insurance and third-party financing agencies to make dental care affordable for you.

For more information about coverage for specific plans as well as the financing options available to you, simply contact one of our offices. We are always happy to provide the information you need to make better decisions regarding your dental health. You can speak to licensed healthcare professionals by simply calling (413) 734-9400.

General Dentistry and Insurance

The different financing options available depend on the type of dental coverage you seek . If you are simply trying to find the an amazing family dentist in Massachusetts, you are in luck; Baystate Dental accepts insurance policies from major dental insurance providers. If you have any specific questions about your family’s plan, you should contact your insurance company to discuss coverage.  Our friendly and knowledgeable staff would also be happy to assist you in discussing your insurance plan.

If you do not have dental insurance, we have just the thing for you. We partnered with a number of third-party health care financing companies that offer competitive options and plans after conducting a credit check . Many of these are easily accessible online, so you can research their details further.

For more information about the insurance and financing options available for our general dentistry procedures, contact one of our offices with your queries.

Cosmetic Dentistry, Insurance and Financing Options

At Baystate Dental, we believe that cosmetic dentistry is extremely important for building self-esteem. However, many forgo its procedures as they are elective procedures which most insurance companies will not cover. To ensure that you enjoy the advantages of cosmetic dentistry, we will suggest a number of convenient financing options that you can explore.  If patients need assistance to pay for their treatment, we can offer zero to low interest financing options.

Again, these are competitive programs that are subject to a credit approval and are offered by third-party health care financing agencies. You can apply for many of these online or you can visit one of our offices for more information and to get help while applying.

You can always speak to one of our patient care coordinators for more information and additional options. Simply contact one of our offices and we will put you through to our insurance and financing experts


One of the ways we make sure our patients have all the information they need to make monetary decisions about their treatments is through consultation visits. We understand your knowledge of cosmetic dentistry procedures may be limited. Therefore, we will happily set aside some time for you to discuss possible treatments and financing options with our skilled dentists. This is a great opportunity to get to know our team members while learning more about the options available to you.

At Baystate Dental, we offer two types of consultations that depend on the treatments you need:

  • Cosmetic Dentistry Consultations: Because cosmetic dentistry procedures will differ from patient to patient, we encourage anyone looking for a cosmetic treatment to schedule a consultation with one of our dentists. This gives the practitioner a chance to review your needs, take records that can assist the procedure, and thoroughly address any questions or issues that you may have. At the same time, you get the opportunity to learn everything you can about the discussed procedure. In fact, every patient leaves a consultation with a written plan that clearly explains the recommended course of action.
  • Comprehensive Dental Consultations: This type of dental consultation covers everything in a cosmetic dentistry consultation and includes a full dental exam and a set of X-rays (there is a fee involved for the exam, X-rays, and consultation). This can be helpful because it can highlight specific concerns that may need to be addressed before the cosmetic procedure can be carried out. For example, the presence of cavities may be prohibitive in some cases. The examination and X-rays may turn up oral health issues that need to be treated before the cosmetic procedure can be started.

To set up a consultation or to get more information on insurance or financing options, get in touch with one of our offices. Baystate Dental has locations in Springfield, Chicopee, Longmeadow, West Springfield, Westfield, Belchertown, East Longmeadow, Ludlow, Northampton, Greenfield, and Wilbraham MA, and each office has dentists who will be more than happy to discuss potential courses of action for you. You can also just call (413) 734-9400 to initiate contact today!